1) Prepare Documents

• Passport (min. 6 months valid)

• Proof of residence (e.g. registration certificate)

• Bank reference/account statement

• Source of funds (for larger amounts)

2) Clarify Financing (up to 65 %)

• Equity & budget framework

• Pre-Approval from local banks (also for non-residents)

• Fixed vs. variable, terms & additional costs

3) Choose Project & Location

• Palm Jumeirah, Dubai Marina, Dubai Hills, Creek Harbour …

• Off-Plan vs. Ready-to-Move (ROI, timeline, risk)

• Developer review (EMAAR, DAMAC, SOBHA, Nakheel)

4) Legal Security

• Check purchase agreement (SPA)

• Registration with the Dubai Land Department (DLD)

• Freehold zones: 100 % ownership for foreigners

5) Take Advantage of Benefits

• 0 % income tax on rents/profits

• 6–8 % net rental yield (indicative)

• Golden Visa from 2 million AED property value

Note: This checklist is a non-binding overview and does not replace individual consultation.