1) Prepare Documents
Passport (min. 6 months valid)
Proof of residence (e.g. registration certificate)
Bank reference/account statement
Source of funds (for larger amounts)
2) Clarify Financing (up to 65 %)
Equity & budget framework
Pre-Approval from local banks (also for non-residents)
Fixed vs. variable, terms & additional costs
3) Choose Project & Location
Palm Jumeirah, Dubai Marina, Dubai Hills, Creek Harbour …
Off-Plan vs. Ready-to-Move (ROI, timeline, risk)
Developer review (EMAAR, DAMAC, SOBHA, Nakheel)
4) Legal Security
Check purchase agreement (SPA)
Registration with the Dubai Land Department (DLD)
Freehold zones: 100 % ownership for foreigners
5) Take Advantage of Benefits
0 % income tax on rents/profits
6–8 % net rental yield (indicative)
Golden Visa from 2 million AED property value
Note: This checklist is a non-binding overview and does not replace individual consultation.
Dubai has firmly established itself as a leading real estate location in the Middle East in 2024 – with growing interest from Europe.
The market offers a rare combination of stable economy, tax-free returns, and above-average yields.
For German-speaking investors, 2025 is a year of opportunity:
The demand for premium properties remains high
International developers are launching new waterfront and master plan projects
Banks are opening financing lines even for non-residents
2. Economic stability and location advantages
Dubai benefits from a clear vision: "Dubai Economic Agenda D33", which aims to double the economy by 2033.
The government is making significant investments in infrastructure, sustainable energy, and technology.
Core factors:
0% income tax and capital gains tax
Stable currency (AED, pegged to USD)
Political and legal security
World-class infrastructure (transport, education, health)
These factors create confidence and long-term stability for investors.
3. Market Performance 2024
2024 was a record year for Dubai's real estate sector.
Key figures according to the Dubai Land Department (DLD):
🏠 Transaction volume: +29% compared to 2023
💸 Total value of all deals: 412 billion AED (+36%)
📈 Price increase: +23% in prime locations (Palm, Downtown, Dubai Hills)
👤 68% international buyers, of which 21% are from Europe
The strong demand for waterfront properties and luxury villas has further driven prices in segments such as Palm Jumeirah, Dubai Hills, and Dubai Islands.
4. Forecast 2025 – Trends & Growth Drivers
Experts expect another year of growth in 2025, driven by:
1️⃣ Supply shortage in premium locations
The limited plots in waterfront areas (Palm Jebel Ali, Dubai Islands) are leading to stable price increases.
2️⃣ International demand
Investors from Europe and Asia are securing properties in Dubai as a tax-free alternative to stagnating markets in the West.
3️⃣ Interest rate stability & new financing options
Local banks offer loans of up to 65% loan-to-value, even for non-residents.
4️⃣ Masterplan projects 2025
Palm Jebel Ali (reopening & villa sales)
Dubai Islands (new waterfront communities)
Sobha Hartland II & Dubai Creek Harbour
Forecast: +8–12% value increase in the luxury segment and 6–8% net yield from rentals.
5. Top locations for real estate investors
Location | Feature | Expected Return | Remark |
|---|---|---|---|
Palm Jebel Ali | Waterfront villas, iconic project by Nakheel | 7–9 % | High international demand |
Dubai Islands | New master plan area with beach access | 6–8 % | Strong value increase expected |
Dubai Hills Estate | Family-friendly, golf & green areas | 6–7 % | Stable rental income |
Sobha Hartland II | Premium location by the water, close to Downtown | 7–8 % | High construction quality |
Business Bay / Downtown | City investment with liquidity | 5–6 % | Ideal for short-term rentals |
6. Financing & Tax Benefits
Dubai offers attractive conditions for investors:
Up to 65% financing also for foreign buyers
Terms of up to 25 years
Low interest rates (from 4.25% p.a.)
0% tax on rental income, resale and profits
Example:
An investment of 1 million EUR can be expanded through 35% equity and 65% financing to 2.85 million AED – tax-free and with predictable returns.
7. Golden Visa & legal framework
The purchase of a property worth at least 2 million AED qualifies investors for the Golden Visa (10-year residency).
Benefits:
Long-term residence in the UAE
Possibility of family reunification
No minimum stay required per year
Access to bank accounts, health insurance, and schools
8. Opportunities & Risks 2025
Opportunities:
Stable currency & economy
Increased demand for luxury properties
International financing access
Favorable exchange rate for EUR investors
Risks (controlled):
Interest rate changes could temporarily affect liquidity
Limited new construction areas in premium zones
Stronger regulation of short-term rentals
Overall assessment:
👉 Attractive, tax-free market with a solid growth base for long-term capital investments.
9. Conclusion – Why invest now
2025 is the year when Dubai becomes the first choice for European investors.
Those who get in early benefit from:
Attractive entry prices in new master plan areas
Tax-free returns of up to 8%
Financing options that create capital leverage
Long-term residence rights (Golden Visa)
Recommendation:
Invest now in waterfront projects like Palm Jebel Ali or Dubai Islands – before international competition drives prices even higher.
10. About Life in Luxury
Life in Luxury is a German-speaking consulting company based in Dubai that specializes in assisting international investors entering the real estate market of the United Arab Emirates.
Our focus is on security, transparency, and tax-free returns – for investors who think long-term and value verified facts.
Our Mission:
To provide German-speaking investors access to Dubai's most exclusive real estate projects – with comprehensive market analysis, personal consulting, and tailored financing solutions.
Our Partners:
Nakheel · DAMAC · Sobha · Emaar · Ellington
Our Services:
Individual investment analysis & strategy planning
Financing up to 65% also for non-residents
Access to off-market and pre-launch projects
Complete support in German, English, and French
📞 Contact: info@lifeinluxury.de
🌍 Website: www.lifeinluxury.de
Secure an 8% rental yield – invest tax-free
Our experts answer your questions – discreetly and in German.
100% no obligation
🪙 Note
All information is based on publicly available data (Dubai Land Department, CBRE, Colliers, Bayut Q2 Report 2025) and internal analyses from Life in Luxury.
No investment advice. All information is provided without warranty.